Tips on What to Watch Out For When Dealing with Public Adjusters
Public adjusters are all over the place after a hurricane, including Hurricane Ida. These adjusters follow disasters. Some are good; some are bad. It’s important to know how to tell the difference!
A public adjuster has to be licensed. Don’t be afraid to ask to see it!
No Contingency Fees
A public adjuster is not allowed to charge you based on results. That means they can’t charge you a percentage of recovery OR tell you that you only have to pay them if they get you more.
No Referral Fees
A public adjuster can’t accept compensation for referring you to an attorney or contractor. If they suggest someone, don’t be afraid to ask: “So, what do you get for the referral?” Make sure there is no quid pro quo!
No Legal Advice
Public adjusters are NOT lawyers and can’t negotiate or provide legal advice or argument regarding your insurance claims. If part or all of your claim is denied, that is a legal issue for which you need a lawyer to negotiate, not a public adjuster.
Know the law
Louisiana Revised Statute 22:1706 spells out exactly what public adjusters are allowed to do, and what they’re NOT allowed to do. Read it for yourself here.
Have a Question about Public Adjusters?
JJC Law LLC has attorneys that specialize in New Orleans hurricane claims and can answer your questions about what public adjuster are allowed to do under Louisiana law, and what they’re not allowed to do.
Contact us any time for more information. We’re happy to help.